DEALER FEE CHECKER
Check dealer fees before they become your deal.
Upload a quote, worksheet, email, or screenshot. OTDZEN flags add-ons, conditions, and unclear line items so you know what to question next.
Sample fee flag
Protection package
Dealer-controlled add-on
Ask whether it is mandatory and whether the quote can be written without it.
Sample-only numbers. Upload the actual quote when you want OTDZEN to separate the written lines and conditions in your paperwork.
Plain-English fee categories
Know which lines deserve a question before the finance office.
A fee is not automatically bad. The problem is when mandatory, optional, conditional, and unclear lines are mixed together.
Doc fee
A dealer documentation or processing fee. Include it in the OTD comparison even when it cannot be negotiated.
Dealer-installed accessories
Accessories, packages, or products added by the store. Ask what is optional and what can be removed before delivery.
Protection package
Paint, interior, key, wheel, theft, or similar products. Ask whether the quote can be written without non-mandatory add-ons.
VIN etching
A theft-deterrent product that may be bundled or presented late. Ask whether it is optional and separately priced.
Nitrogen/tint bundles
Common dealer-controlled bundles. Ask for itemized pricing and whether each item can be declined.
Finance-conditioned rebates
Discounts that may require dealer financing, a specific lender, or eligibility proof. Confirm the condition in writing.
Tax, title, registration
Government and filing estimates. They may be required, but they should still be itemized so the total is comparable.
Fee flag legend
Mandatory, optional, suspicious, or unclear.
Required government or state-specific line once verified.
Buyer can usually ask for the quote without it.
Dealer-controlled, late, bundled, or inconsistent with the quote.
Needs written clarification before comparing.
Buyer-paid
OTDZEN is dealer-independent.
Sample-only
No savings guarantee.
Approval-gated
Sensitive actions stay buyer-controlled.
FAQ
Short answers before you upload.
The fee checker is a buyer-side audit helper. It organizes the written quote and keeps risky next steps approval-gated.
Can OTDZEN tell me whether every fee is legal?
No. OTDZEN is not legal, tax, or financing advice. It helps you organize the quote, flag unclear lines, and ask for a written itemized OTD total.
Should I compare the monthly payment or the OTD price?
Compare the clean out-the-door price first. Monthly payments can hide term length, add-ons, rate assumptions, and finance-office products.
Does uploading a quote contact the dealer?
No. The public audit is buyer-side. Nothing is sent to a dealer unless you later choose a workflow that asks for your explicit approval.
Upload the quote before the dealer visit.
OTDZEN turns a dealer worksheet, email, screenshot, or pasted offer into a clean OTD breakdown with fee flags and the next question to ask.
No dealer kickbacks. No hidden contact sharing. Sensitive actions stay approval-gated.